Coverage for an Owner-Operator who is permanently leased to a trucking company. We have the lowest price available in the market!

Bobtailing is a term used when an owner-operator drives an 18-wheeler truck without the trailer attached. It’s also commonly referred to as deadheading.

Non Trucking Liability (Bobtail) Coverage

This is an auto liability coverage for an owner-operator when the truck is not being used under dispatch or after truck deliveries. The liability coverage occurs when the driver is operating his or her vehicle for non-trucking use (NTU) like running a personal errand or heading home after transporting a load. This policy is a business auto policy with truckers insurance for non-trucking use endorsement (non-trucking liability). 

Bobtail Insurance Coverage

Owner-operators that make deadhead trips with or without dispatch are required to have special insurance coverage called bobtail truck insurance. This type of insurance provides liability coverage for independent big rig truckers who drive with or without the trailer regardless of whether or not you’re under dispatch. You’re covered when you drive your commercial truck without the trailer to and from the terminal, and also between different loads without a trailer attached.

At Schillinger Truck Insurance Specialists, we pride ourselves on having the lowest price available in the market for Bobtail (NTU) coverage. Call Marc Schillinger CIC at 248-602-1542 for a free consultation and discussion.

Contact Us