Our Bobtail insurance coverage is a form of comprehensive and collision plus liability in one policy. Comprehensive and collision coverage keeps your truck protected at all times, whether or not you’re under dispatch. This type of insurance is typically required for owner-operators or drivers leased to a trucking company. In most cases, when you’re hauling a load you’re covered by the insurance your carrier provides. When you’re not on the clock, that coverage no longer applies to you. The comprehensive and collision coverage incorporated into your Bobtail policy covers your truck whether you’re driving for business or personal reasons.

The liability portion of your Bobtail policy will only respond if you’re not under official dispatch. This instance is also referred to as Non-Trucking Use (NTU). It means that if you’re driving a truck for non-business purposes, the liability portion of our Bobtail policy will protect you against liabilities in case of an accident. Instances of non-business purposes include things like running personal errands or going to the movies.

At Schillinger Truck Insurance Specialists, we pride ourselves on having the lowest price available in the market for Bobtail (NTU) coverage. Contact Marc at 248-602-1542 to get your FREE no-obligation quote.